Fraud Tips
Check and ACH Fraud
Did you know that every check you write exposes sensitive information about your account? Mail is being stolen at an alarming rate, and the thieves are altering the payee information on checks to get your money! The information they find can also be utilized to create counterfeit checks or fraudulent ACH payments.
Best Practices for Prevention
- Stop writing checks and utilize electronic payment methods for your clients and vendors.
- Monitor and reconcile your accounts frequently with our Business Online Banking Platform.
- Invest in a mailbox that locks or rent a P.O. Box to protect incoming payments.
- Never put checks in your mailbox – always take to the box inside of the Post Office.
- Keep your account information and check stock in a secure location such as a vault.
Banking Solutions:
- Free Business Bill Pay – Checks are sent on your behalf and encoded with a generic account for security.
- Free Account & Security Alerts – Get alerts based on account balances, types of transaction, changes to your profile, and more! Can be delivered via email, SMS text message, voice call, or the online banking message portal.*
- ACH & Wire Origination – Send or receive payments electronically. Easily import a pre-made ACH file in NACHA, CSV, or an Excel format.
- Check Positive Pay & ACH Positive Pay – Monitor debits to your account and easily return items that are unauthorized or fraudulent. Payee match verifies that only the intended recipient can negotiate the check.
- Credit Cards – Streamline Accounts Payable processes by reducing paperwork. Zero Liability Protection available on select cards.
Contact Treasury Management Support with any questions.
866-534-2341 or 502-588-8374
Personalized Demonstrations Are Available Upon Request.
* Message and data rates may apply from your wireless carrier. Usage and qualification requirements apply.