Debit Cards
It’s easier than a check, safer than cash and funds are deducted directly from your checking account. Our Debit Cards can be used anywhere Mastercard is accepted and can also be used at an ATM machine. All Debit Card transactions are itemized on your monthly checking account statement for easy tracking of daily spending.
Need to order a new Card?
Visit your nearest Republic Bank location, call us at 888-584-3600 or log in to Personal Online Banking and go to the Online Forms section to place the order.
Must be an existing client to apply for a Debit Card or ATM card. View Cardholder Agreement
Debit Card
Use like a check while offering protection for your purchases
Benefits
- Pay with just a tap with this contactless chip card.
- Fee-free access to over 90,000 ATMs worldwide.
- Upload your card and use it to make simple, secure digital payments with Google Pay®, Apple Pay®, or Samsung Pay®
- Chip-enabled card for advanced security & better fraud protection.
Private Banking Debit Card
Tailored to clients whose sizable assets deserve the highest degrees of personal attention
Benefits
- Annual Fee: $0
- More secure way to make purchases than cash
- Fee-free access to over 90,000 ATMs worldwide.
- Upload your card and use it to make simple, secure digital payments with Google Pay®, Apple Pay®, or Samsung Pay®
- Chip-enabled card for advanced security & better fraud protection.
Health Savings Debit Card
Better manage out of pocket medical expenses
Benefits
- Good everywhere debit Mastercard is accepted.
- Linked to your Health Savings Account
- More secure than checks
- Zero Liability Protection*
INCLUDED WITH DEBIT CARDS AND PRIVATE BANKING DEBIT CARDS:
(Excludes Health Savings Debit Card)
Embedded Microchip Protection
Your card has been enhanced with an embedded microchip that provides increased protection against fraud.
Learn MoreZero Liability Protection*
You will not be held responsible in the event that your card is used to make unauthorized purchases.
Learn MoreMastercard Emergency Global Services™*
Provides worldwide, 24-hour assistance with Lost and Stolen Card Reporting and Emergency Card Replacement
Mastercard Airport Concierge™*
Cardholders that request this service receive access to preferred rates for personal, dedicated Meet & Greet services through the airport at hundreds of destinations worldwide. Cardholders can be expedited through security processing at certain airports.
Mastercard Identity Theft Protection*
Detection and protection against identity theft, including monitoring, alerts, and expert resolution 24/7/365.
Learn MoreExtended Warranty*
Doubles the original manufacturer’s (or store brand) warranty. Coverage is for eligible items purchased with your Mastercard. Different benefit configurations are available.
Learn MoreSatisfaction Guarantee*
Provides up to $250 per product, if you become dissatisfied with the product within 60 days of purchase and the merchant will not accept a return.
Learn More* Certain terms, conditions and exclusions apply. See the Mastercard Guide to Benefits for more details and a complete explanation of card benefits provided by Mastercard.
Surcharge Free ATM Networks
Republic Bank is proud to offer our clients surcharge-free access to over 90,000 ATMs worldwide. When using any Allpoint, MoneyPass, Presto or SUM ATMs, Republic Bank Debit cardholders will not be charged a surcharge. Just look for the following logos when using an ATM or view our ATM locator to find your nearest surcharge free ATM.
Blocked Areas for Debit Card Fraud
To minimize the concern of cardholders and risk to the bank, Republic Bank has blocked certain countries, states and merchants due to possible fraudulent activity/scams with our Debit Cards. Click here for more info.
Lost or Stolen Republic Bank ATM card or Republic Bank Debit Card
To report a lost or stolen Republic Bank ATM or Debit Card, please call 502-540-5363
or 1-888-540-5363. After regular business hours, please call 1-800-500-1044.
Card Alerts and Controls**
Card Alerts and Controls is a feature of our Republic Bank Mobile app that allows you to turn your debit or credit card on and off in seconds with a simple tap – no need to call the bank!
Protect your account. Let us know before you go.
If you’re traveling with your Republic Bank debit card please let us know when and where you’re going — so we can help protect your accounts from fraud and ensure you have the best possible experience. Click here for more information.
Get your True Name on your Republic Bank Debit Card
You can proudly display your chosen name and present your true identity with the Republic Bank Mastercard® Debit Card with the True Name® feature on personal and business checking accounts.
Authorized Users
If you permit another person to have access to your Card, Card Number, PIN, or CVV, we will treat this as if you have authorized such use and you will be liable for all transactions and fees resulting in that authorized user’s activity until you contact us to revoke that person’s authority. To revoke an authorized user, please call our contact center at 1-888-584-3600 from 7 AM to 7 PM Monday – Friday and 8 AM to 5 PM Saturday – Sunday ( excluding holidays) or use our live chat assistance online Monday – Friday 8 AM – 5 PM. You can review the Cardholder Agreement by clicking here for details.
Mastercard SecureCode enhances your current Republic Bank Debit Card account to protect against unauthorized use of your Republic Bank Debit Card when you shop at participating merchants. Your card is registered with this additional protection at the time of opening.
One-Time Passcodes
Republic Bank may use a One-Time Passcode to verify your identity as an added protection against online fraud. During online shopping when a transaction presented is considered high risk, you may be asked to authenticate using a one-time passcode. This one-time password will be sent to your mobile device. Once received you will enter the code on the merchants website site in the “Enter One-Time Passcode” field. Once confirmed the transaction will be approved.
** Message and data rates may apply from your wireless carrier. If you are turning off your card because of fraud, you will still need to call the bank to close that card and order a new one. Turning off your card in Card Alerts and Controls only prevents the card from being used as long as it is turned off.