Mastercard Business Cash Credit Card
The Mastercard Business Cash Credit Card gives you 1.25% CASH BACK* on all net purchases, every day with no limits to the cash you earn.
Features:
- Earn 1.25% Cash Back on all net purchases
- No cap on cash back earned
- Automatic rebates on eligible purchases with Mastercard Easy Savings
- $35 Annual Fee per card
- Now offering balance transfers
- Purchases within the first 60 days of approval receive 0% Introductory APR for 9 months. After the end of the introductory offer a variable APR of 21.70% will apply.**
Click ‘Apply Now’ and select the image of the Business Cash Credit Card to begin your application.
If you have any questions, please call us at 866-292-0856.
Credit card accounts are available for RBT clients that have an existing deposit account (checking or savings) with Republic Bank. The account must not be overdrawn, must not be dormant, and the account must be held directly in the name of the credit card applicant.
*See Cardholder Agreement for program details
** See Credit Disclosure for rate and fee information
eZ Business Online Card Management
Easily manage all of your cardholders’ accounts using our online credit card reporting and account management tool.
To setup an admin account, please click here.
If you already have an admin account, select Login Now to access and manage your company’s cards.
| Credit Disclosure | |
|---|---|
| Interest Rate and Interest Charges | |
| Annual Percentage Rate (APR) for Purchases | 0% Introductory APR for 9 months from the date of first purchase when purchases are completed within 60 days from the date of the account approval. After that, 21.70%, APR can vary with the market based on the Prime Rate published in the Wall Street Journal. |
| APR for Balance Transfers | 21.70% This APR can vary monthly with the market based on the Prime Rate published in the Wall Street Journal. |
| APR for Cash Advances | 21.70% This APR can vary monthly with the market based on the Prime Rate published in the Wall Street Journal. |
| Paying Interest | Your due date is at least 25 days after the close of each billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month. We will begin charging interest on cash advances on the transaction date. |
| Minimum Interest Charge | If you are charged interest, the charge will be no less than $0.50 on purchases and $3.00 on cash advances. |
| For Credit Card Tips from the Consumer Financial Protection Bureau | To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer Financial Protection Bureau |
| Fees | |
| Annual Fee | $35 Per Card |
| Transaction Fees • Cash Advance Fee • International Transaction Fee • Balance Transfer Fee | Either $10 or 3% of the amount of each cash advance, whichever is greater. NONE Either $5 or 3% of the amount of each transfer, whichever is greater. |
| Penalty Fees • Late Payment Fee • Over the Limit Fee • Returned Payment Fee | Up to $27 NONE Up to $27 |
| Other Fees • Expedited Phone Payment • Rush Card Fee • Reissue Fee | $6 $25 Domestic/$100 International NONE |
How we will calculate your balance: We use a method called “average daily balance (including new purchases)”.
Billing Rights: Information on your rights to dispute transactions and how to exercise those rights is provided in your Cardholder Account Agreement.
The variable APR is based on your creditworthiness at the time of application. The variable APR shown is accurate based on the 7.50% Prime Rate as of January 1, 2025.
The Annual Percentage Rate (“APR”) is a variable rate. The APR shall be based on the highest Prime Rate listed in the Monthly Rate section of the Wall Street Journal on the 1st day of each month (or if the 1st is a Saturday, Sunday, or holiday, the next business day) and adding 14.2% to that rate, not to exceed 24%. Any change in the APR will go into effect on the first day of your new billing cycle that follows the effective date, as herein defined, of the Wall Street Journal published Prime Rate change and may result in an increase or decrease in the INTEREST CHARGE imposed on your account.
Ohio Residents Only: The Ohio laws against discrimination require that all creditors make credit equally available to all credit-worthy customers and that credit-reporting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with this law.