Limited time offer and can be offered to new and existing Republic Bank clients. Can be used to refinance or modify existing Republic Bank loans. Cannot be used for construction/permanent financing. Loan is eligible for first lien position only. Business must be in market area. Rates and terms subject to market conditions and may be subject to change without notice. Excludes taxes and insurance. Standard underwriting applies. Single property only if standard promo closings costs are used. Can be used for multiple properties if no promo closing costs are used. Closing costs vary depending on loan program, loan amount, and property type. Contact a loan officer for details. Standard promo closing costs does not include the doc stamp tax in FL/TN. At the end of the loan term, existing balance must be refinanced or paid off. Loan has a prepayment penalty and requires a primary deposit account relationship with Republic Bank, please contact a loan officer for more information. Owner occupied is for business purpose owner-occupied only. Republic Bank & Trust Company NMLS ID #402606.