Total Business Checking - Republic Bank

Republic Bank

Total Business Checking

An account that offers tiered interest. This product is available to all business entities.

Features:

  • Interest is paid on average collected balance over $10,000 (see chart below)
  • First 750 items are free (checks written, deposits, deposited items, and ACH debits/credits received). All items in excess of 750 are $.40 each
  • Free ATM transactions at over 90,000 Republic Bank/Presto/SUM/MoneyPass/Allpoint ATMs
  • Free Online Statements with Check Images
  • Free Republic Bank Business Debit Card
  • Free Night Depository
  • Free Online Bill Pay
  • Free Business Online Banking
  • Free Merchant Solutions Meeting & Quote
BalanceInterest RateAPY*
$0 - $10,000--
$10,000.01-25,0000.40%0.40%
$25,000.01-50,0000.40%0.40%
$50,000.01-100,0000.40%0.40%
$100,000.01-500,0000.65%0.65%
$500,000.01 and over0.90%0.90%

Requirements:

  • Minimum $1,000 to open
  • $12 monthly fee*
  • No below balance fee with at least $10,000 minimum average collected balance. Otherwise, a $15 per statement cycle fee applies.

Which account is right for you? View our Product Comparison Guide.

* Effective 3/1/2025, monthly fee will increase to $20.